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Home
Insurance
When people shop for home insurance, they are actually seeking not just one type of coverage
but possibly several different varieties. Homeowners insurance, renters insurance, and condo
insurance are all typically included within the category of home insurance. Whether you own
the property that you live on or whether you are renting it short term, you need to have
insurance coverage to guard against disasters and losses.
Homeowners, Condo, and Renters Policy Types: The Differences
A homeowners policy is for people who own their own home. This may be either a house or a
condominium: Essentially, if you are making payments on the home with ownership as the end
goal you will need homeowners insurance. This type of policy will cover both the outside of the
home and all the contents of your home. It will cover the majority of natural disasters (certain
disasters like earthquakes may be excluded but you may add extra coverage for that specific
purpose) and will allow you to replace or rebuild damaged property. If your home is broken into
by a thief and items are stolen your insurance will help replace stolen items and pay for any
damage in terms of vandalism that the thief did.
With a renter's policy, the coverage includes the inner contents of the home, apartment, or room
that you are renting. This is coverage for the break-ins, the natural disasters, fires, and other
circumstances that are beyond your control. Even though your landlord will have a homeowners
policy on the place you are living, it does not cover your own personal items as a renter, which
is why renters insurance is essential.
You may be very surprised to see the range of prices you'll get in home insurance quotes. You
can sometimes save hundreds of dollars, or even more, simply by choosing one company over
another. However, it is important that you get quotes only from reliable top carriers. Your local
independent agent is the best resource for this since they can accumulate multiple quotes from
the top carriers for you online. Your independent agency will give you the power to compare all
the best policy options conveniently at home!
Contact
Pugmire Insurance
922 E 3900 S
Salt Lake City, UT 84124
801-262-7500
801-262-3111
bjppug@aol.com
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Contact Us
922 E 3900 S
Salt Lake City, UT 84124
801-262-7500
801-262-3111
bjppug@aol.com
Type of Insurance:
Home
Auto Home Life Business